Downtown Minneapolis skyline
Commercial Real Estate Financing

Capital for
Every Stage of Growth

From ground-up construction to acquisition and refinancing, we deliver flexible financing solutions up to $100M across Minnesota, Texas, Florida, New York, and California.

NMLS Licensed
SBA Approved
24h Response
$100M+
Max Loan Size
From $10K to $100M+
24h
Fast Response
Initial response time
46
States Served
$0
Upfront Fees
No application costs
Our Process

Four Steps to Funding

A transparent, technology-driven process designed to get your deal funded faster than traditional brokers.

Step 01

Submit Your Scenario

Complete our streamlined deal form in under 5 minutes. Include property details, loan amount, and financing objectives.

Step 02

Get Matched Instantly

Our platform evaluates your deal against active lender criteria and identifies the best-fit financing partners.

Step 03

Review Term Sheets

Receive competitive term sheets from qualified lenders within 24–72 hours. Compare rates, LTVs, and structures side by side.

Step 04

Close & Fund

Select your preferred lender and move through due diligence to closing. We facilitate communication every step of the way.

Loan Programs

Financing for Every Strategy

Six core programs covering the full spectrum of commercial real estate investment needs.

Construction

Ground-Up Construction

Finance new construction from foundation to completion. For residential, multifamily, and mixed-use developments up to $100M.

Up to 75% LTC
12–36 months
Acquisition

Acquisition Financing

Purchase commercial and multifamily properties with flexible terms. Interest-only options available to maximize cash flow.

Up to 80% LTV
5–30 years
Bridge

Bridge & Mezzanine

Short-term bridge loans for quick closings. Mezzanine and equity financing to fill capital stack gaps.

Up to 85% LTC
12–48 months
Refinance

Refinancing

Refinance existing debt to access equity, lower rates, or restructure. Cash-out options for value-add strategies.

Up to 75% LTV
5–30 years
SBA

SBA 7(a) & 504

Government-backed loans for small business owners. Lower down payments and favorable fixed-rate terms.

Up to 90% LTV
10–25 years
Specialized

Hotel & Franchise

Specialized financing for hospitality assets and franchise investments. Flagged and independent properties welcome.

Up to 70% LTV
5–25 years
Why Landline

Built for Serious
Real Estate Investors

We combine deep market expertise with a technology-driven platform to deliver faster, more flexible financing solutions.

24-Hour Turnaround

Get preliminary terms within 24 hours. No lengthy waiting periods or bureaucratic delays.

No Upfront Fees

You pay nothing until your deal closes. Our 1.5% broker fee is due only at funding.

LTV Up to 80%

High leverage options available. Interest-only amortization structures to maximize cash flow.

All Property Types

Office, retail, multifamily, hotel, warehouse, mixed-use, and special purpose properties.

SBA Programs

SBA 7(a) and 504 loans for small business growth with favorable terms and lower down payments.

Dedicated Support

Work with experienced commercial loan officers who understand your market and investment goals.

For Lenders

Join Our Elite
Lender Network

Access a curated pipeline of pre-screened real estate deals. Our platform connects you with qualified borrowers seeking acquisition, construction, bridge, and refinance financing.

Pre-screened, investment-ready deal flow
Detailed analytics and property data
Direct borrower communication tools
Verified borrower profiles and credit data
Real-time deal alerts and notifications
Streamlined documentation exchange
Coverage

Nationwide Service, Local Expertise

We provide commercial financing solutions in every U.S. state and territory, connecting borrowers with the right capital partners regardless of location.

AcquisitionConstructionBridgeRefinanceSBA 7(a)SBA 504
AL
Alabama
Full Coverage
AK
Alaska
Full Coverage
AZ
Arizona
Full Coverage
AR
Arkansas
Full Coverage
CA
California
Full Coverage
CO
Colorado
Full Coverage
CT
Connecticut
Full Coverage
DE
Delaware
Full Coverage
FL
Florida
Full Coverage
GA
Georgia
Full Coverage
HI
Hawaii
Full Coverage
ID
Idaho
Full Coverage
IL
Illinois
Full Coverage
IN
Indiana
Full Coverage
IA
Iowa
Full Coverage
KS
Kansas
Full Coverage
KY
Kentucky
Full Coverage
LA
Louisiana
Full Coverage
ME
Maine
Full Coverage
MD
Maryland
Full Coverage
MA
Massachusetts
Full Coverage
MI
Michigan
Full Coverage
MN
Minnesota
Full Coverage
MS
Mississippi
Full Coverage
MO
Missouri
Full Coverage
MT
Montana
Full Coverage
NE
Nebraska
Full Coverage
NV
Nevada
Full Coverage
NH
New Hampshire
Full Coverage
NJ
New Jersey
Full Coverage
NM
New Mexico
Full Coverage
NY
New York
Full Coverage
NC
North Carolina
Full Coverage
ND
North Dakota
Full Coverage
OH
Ohio
Full Coverage
OK
Oklahoma
Full Coverage
OR
Oregon
Full Coverage
PA
Pennsylvania
Full Coverage
RI
Rhode Island
Full Coverage
SC
South Carolina
Full Coverage
SD
South Dakota
Full Coverage
TN
Tennessee
Full Coverage
TX
Texas
Full Coverage
UT
Utah
Full Coverage
VT
Vermont
Full Coverage
VA
Virginia
Full Coverage
WA
Washington
Full Coverage
WV
West Virginia
Full Coverage
WI
Wisconsin
Full Coverage
WY
Wyoming
Full Coverage
Testimonials

Trusted by Investors & Lenders

"Landline got us from submission to term sheet in under 48 hours. The lender match was spot-on for our multifamily acquisition in Minneapolis."
Marcus T.
Real Estate Investor
Minneapolis, MN
"We needed bridge financing fast for a retail property in Dallas. Landline delivered three competing offers within 36 hours. Outstanding service."
Sarah K.
Commercial Property Developer
Dallas, TX
"As a lender on the platform, the deal quality is consistently high. Borrower profiles are complete, which makes underwriting decisions much faster."
David R.
Managing Director, Summit Bridge Capital
Miami, FL
Pricing

Transparent, Performance-Based Pricing

Simple and fair. We only get paid when your deal successfully closes.

1.5%
Broker Fee
Due at closing only
No upfront costs
No application fees
No hidden charges
No obligation until closing
Performance-based only

Frequently Asked Questions

When is the broker fee due?
The 1.5% broker fee is paid at closing — only when your deal successfully funds. There are no upfront costs or application fees whatsoever.
Are there any hidden fees?
No. Landline Financial operates on a fully transparent fee structure. The only fee is 1.5% of the loan amount, paid at closing. No origination fees, no processing fees, no surprises.
What if my deal doesn't close?
If your deal doesn't close, you owe nothing. Our fee is entirely contingent on a successful funding. We only get paid when you do.
What loan sizes do you handle?
We accommodate deals from $10,000 up to $100,000,000 and beyond. Whether you're acquiring a single-family rental or developing a 100-unit multifamily project, we have lenders for your deal.
How long does the process take?
Most borrowers receive preliminary term sheets within 24–72 hours of submission. The full closing timeline depends on property type, loan size, and lender requirements, typically ranging from 30 to 60 days.
Get Started

Commercial Loan Application

Complete all sections to submit your deal for lender matching

1
2
3
4
5

1. Financing Request

Ready to Fund Your Next Deal?

Submit your scenario today. No upfront fees. Terms within 24 hours.

Call (612) 458-1158
NMLS #XXXXXXX · Equal Housing Lendercarol@landlinefinancialservices.com